Terms and Conditions

**Last Updated: August 30, 2025**

 Agreement to Terms

By accessing and using SaralCalculator.com (“the Website,” “our Service”), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms and Conditions (“Terms,” “Agreement”) govern your use of our website located at https://saralcalculator.com (the “Service”) operated by SaralCalculator.com (“us,” “we,” or “our”).

Definitions

**”Service”** refers to the SaralCalculator.com website and all calculator tools provided therein.

**”User,” “you,” or “your”** refers to any individual or entity accessing or using our Service.

**”Content”** refers to all text, graphics, images, music, software, audio, video, information, or other materials available on our Service.

**”Calculators”** refers to all calculation tools provided on our website, including but not limited to health calculators, EMI calculators, gold calculators, contraction calculators, and any other computational tools.

Acceptance of Terms

Binding Agreement
By accessing our website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy and Disclaimer.

Age Requirements
You must be at least 13 years old to use our Service. By using our Service, you represent and warrant that you are at least 13 years of age.

Legal Capacity
You represent that you have the legal authority to enter into this agreement and to use our Service in accordance with these Terms.

Description of Service

 Calculator Tools
SaralCalculator.com provides free online calculator tools for various purposes, including:
– **Financial Calculators**: EMI calculators, loan calculators, investment tools
– **Health Calculators**: BMI calculators, health assessment tools
– **Specialized Calculators**: Gold calculators, contraction timers, and other utility tools
– **General Calculators**: Mathematical and conversion tools

Service Features
– Free access to all calculator tools
– No registration required for basic use
– Mobile-responsive design
– Instant calculation results

Permitted Uses

Authorized Use
You may use our Service for:
– Personal, non-commercial calculations
– Educational purposes
– Business planning and estimation (for informational purposes only)
– Research and analysis

Individual Use
Our calculators are designed for individual use. Automated access, scraping, or bulk processing is prohibited without express written permission.

Prohibited Uses

You agree NOT to use our Service for any of the following prohibited activities:

Illegal Activities
– Any unlawful purpose or to solicit others to perform unlawful acts
– Violating any international, federal, provincial, or state regulations, rules, laws, or local ordinances

Harmful Activities
– Transmitting malicious code, viruses, or any other harmful computer code
– Attempting to gain unauthorized access to our systems or networks
– Interfering with the proper functioning of our Service

Commercial Restrictions
– Reselling or redistributing our calculators without permission
– Creating derivative works based on our tools
– Using our Service for commercial purposes without authorization
– Incorporating our calculators into other websites or applications without permission

Misrepresentation
– Impersonating any person or entity
– Falsely stating or misrepresenting your affiliation with any person or entity
– Using our Service to spread false or misleading information

Intellectual Property Rights

 Ownership
All content, features, and functionality of our Service, including but not limited to:
– Calculator algorithms and formulas
– Website design and layout
– Text, graphics, logos, and images
– Software and source code

are owned by SaralCalculator.com and are protected by copyright, trademark, patent, trade secret, and other intellectual property laws.

Limited License
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Service for personal, non-commercial purposes in accordance with these Terms.

Restrictions
You may not:
– Copy, modify, distribute, sell, or lease any part of our Service
– Reverse engineer or attempt to extract the source code of our calculators
– Remove or alter any proprietary notices or labels

User-Generated Content

Feedback and Suggestions
Any feedback, comments, suggestions, or other communications you provide to us regarding our Service become our property and may be used by us without restriction.

No Confidentiality
Do not submit confidential or proprietary information through our contact forms or feedback mechanisms unless specifically requested.

Accuracy and Reliability

 Best Efforts Basis
We provide our calculators on a “best efforts” basis and strive for accuracy, but we make no guarantees about:
– The accuracy of calculation results
– The completeness of our formulas
– The suitability for your specific needs

User Responsibility
You are responsible for:
– Verifying the accuracy of your input data
– Confirming calculation results with professional sources when necessary
– Using appropriate calculators for your specific needs

Professional Consultation
Our calculators are tools only and should not replace professional advice. Always consult with qualified professionals for important decisions.

Disclaimers and Limitations

“As Is” Service
Our Service is provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind, either express or implied.

No Warranties
We disclaim all warranties, including but not limited to:
– Merchantability and fitness for a particular purpose
– Non-infringement of third-party rights
– Uninterrupted or error-free service
– Accuracy or reliability of calculations

Limitation of Liability
To the fullest extent permitted by applicable law, SaralCalculator.com shall not be liable for:
– Any indirect, incidental, special, consequential, or punitive damages
– Loss of profits, data, use, goodwill, or other intangible losses
– Damages resulting from your use or inability to use our Service
– Any decisions made based on our calculator results

Maximum Liability
Our total liability to you for all damages shall not exceed the amount you paid us in the past twelve months (which is zero for free services).

Third-Party Links and Services

External Links
Our Service may contain links to third-party websites or services that are not owned or controlled by SaralCalculator.com.

No Responsibility
We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

User Acknowledgment
You acknowledge and agree that we shall not be responsible for any damage or loss caused by your use of any third-party content, goods, or services.

Privacy and Data Protection

Privacy Policy
Your privacy is important to us. Please review our Privacy Policy, which also governs your use of our Service.

Data Collection
We collect minimal personal information and do not store calculator input data. See our Privacy Policy for complete details.

Modifications to Service

 Right to Modify
We reserve the right to:
– Modify or discontinue our Service or any part thereof
– Change calculator formulas or functionality
– Update features and user interface
– Add or remove calculator tools

Notice of Changes
We will provide reasonable notice of significant changes to our Service when practicable.

No Liability for Changes
We shall not be liable for any modification, suspension, or discontinuance of our Service.

Modifications to Terms

Updates
We may revise these Terms from time to time. The most current version will always be posted on our website.

Effective Date
Revised Terms take effect immediately upon posting unless otherwise specified.

 Continued Use
Your continued use of our Service after changes constitutes acceptance of the revised Terms.

Termination

### User Termination
You may stop using our Service at any time without notice to us.

Our Right to Terminate
We may terminate or suspend your access to our Service immediately, without prior notice or liability, for any reason, including:
– Breach of these Terms
– Violation of applicable laws
– Harmful or disruptive behavior
– Technical or security reasons

Effect of Termination
Upon termination, your right to use our Service ceases immediately.

Governing Law and Jurisdiction

 Applicable Law
These Terms shall be interpreted and governed by the laws of [Your Jurisdiction], without regard to conflict of law provisions.

Dispute Resolution
Any disputes arising out of or relating to these Terms or our Service shall be resolved through:
1. **Informal Resolution**: Good faith negotiation
2. **Binding Arbitration**: If informal resolution fails
3. **Small Claims Court**: For eligible small claims

 Jurisdiction
You agree to submit to the personal jurisdiction of the courts located in [Your Jurisdiction] for the purpose of litigating all such claims or disputes.

Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Waiver

No waiver of any term or condition shall be deemed a continuing waiver of such term or condition or any other term or condition.

Contact Information

Questions About Terms
If you have any questions about these Terms and Conditions, please contact us:

**Website**: [saralcalculator.com/contact/](https://saralcalculator.com/contact/)
**Contact Form**: Available on our website

Response Time
We will respond to inquiries about these Terms within reasonable time.

 Entire Agreement

These Terms and Conditions, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and SaralCalculator.com regarding our Service.

Assignment

We may assign our rights under these Terms without restriction. You may not assign your rights under these Terms without our prior written consent.

Force Majeure

We shall not be liable for any failure to perform our obligations under these Terms due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, or technical failures.

Survival

Provisions of these Terms that by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

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**Effective Date**: These Terms and Conditions are effective as of the date last updated above.

**Acknowledgment**: By using SaralCalculator.com, you acknowledge that you have read these Terms and Conditions and agree to be bound by them.

*SaralCalculator.com – Providing calculator tools with clear terms and user protection.*

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**Important Notes:**

1. **Legal Review Required**: This template should be reviewed by a qualified attorney to ensure compliance with your local jurisdiction’s laws.

2. **Jurisdiction Placeholder**: Replace “[Your Jurisdiction]” with your actual legal jurisdiction (e.g., “State of California, United States” or your country/state).

3. **Customization Needed**: Adjust specific terms based on your business model, especially if you plan to:
– Offer premium services
– Include advertising
– Add user accounts/registration
– Expand internationally

4. **Regular Updates**: Review and update these terms periodically as your service evolves or legal requirements change.

This comprehensive Terms and Conditions document protects your website while clearly communicating user rights and responsibilities.